Re: Investments

On Fri, 31 Jan 2025, The Natural Philosopher wrote:

On 31/01/2025 12:45, D wrote:

  On Thu, 30 Jan 2025, Lars Poulsen wrote:
 

On 2025-01-30, D <nospam@example.net> wrote:

What's the stock market the same time? My bet would be 8% to 12%.
Checked it: https://dqydj.com/nasdaq-return-calculator/
12.983% nominal return. Better than gold, but higher variability.

 Relying mostly on a couple of SP500 funds, one global bond fund and 25%
Bershire/Buffett, I have seen an average of 8% APY for decades.
 

 Given the amount of time and effort you put into managing it, I'd say that 8% is a good result!

I review my funds every 3 months or so. I sell the ones that aren't doing that well and invest in new ones. Or top up existing ones.
>
It takes at most 20 minutes and most of that is workiong out what to do, not doing it

I actively own mostly shares, I would say, on average, that I spend about 1-2 hours a month on my shares. On my retirement funds even less. I found a winner and I've stuck with it for decades and it is still performing well, so I see no reason to change that.