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[...]I don't believe that I've seen 10% before either, but now I have.
Hugh, there are bills like income taxes, property taxes and our electric bill that we pay with direct debit rather than a credit card. Why? The credit card service fees exceed the 2% cash back on my card. I always watch for those fees, but have not ever see a 10%.
However, a travel agency we use charges 5%. I send a check.Merely an illustration of attention to detail for each vendor. As I've mentioned before, a goodly number of my local small merchants do have "cash discounts" (eg, CC surcharges) and they're greater than 2%.
During 2024 ...That's really your business.
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