Re: Codes sent by text message

Chris <ithinkiam@gmail.com> wrote:

Frank Slootweg <this@ddress.is.invalid> wrote:

VanguardLH <V@nguard.lh> wrote:

[...]

  As Dave Royal also mentioned, your bank probably mentions/'supports'
one or more TOTP 'apps'/programs, but - assuming they have not
re-invented the wheel - their systems should be standards-compliant and
hence worke with any standards-compliant 'app'/program.

 
Sadly in the UK that's not the case. They either use SMS, an automated call
or their own TOTP available in their app.

  It's similar in The Netherlands, at least for my banks and other banks
I know of. But SMS and automated call are (AFAIK) not used. Just a
bank-specific hardware TOTP device (uses your bank card as one of the
factors) or TOTP in their apps. I use the TOTP devices, because it's not
much of a bother and more secure.