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So the weak point here, which was supposed to be the strong point,
is 2FA.
The secondary weak point is people having online accounts in
the first place. If you're banking online then you're vulnerable. But it's
not easy to avoid. I had to call my bank's corporate offices in order
to block the possibility of creating an online account. For most people
that's out of the question. People want convenience. Walk to the bank?
Fuggetaboutit!
Ironically, unless someone can hack into my computer they have
virtually zero chance of taking over my accounts. First, I don't have
online accounts, generally. Second, since I don't use 2FA an attacker
would have to somehow get my email passwords.
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