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On 3/3/2025 3:35 PM, Carlos E.R. wrote:Not that kind of cheque, they don't exist here anymore. It is a cheque written by the bank itself and guaranteed by them. It is not backed by the account of a person. I don't know how they call that in English.
It is not a choice for us, they are removing physical offices, and they have fewer employees. I even have to book an appointment to get inside the bank office. Even if I want to cash a big cheque into my account!I didn't know that. There are somewhat less banks here,
>
but I can easily walk to mine. There are banches in most local
towns, so I can easily get to an ATM. My bank is open 7 days,
usually with 2 tellers on duty. And I can deposit checks in the
ATM, too.
It's scary to me how fast people are accepting online banks.Even traditional banks force us to use them online.
They pay better interest, but what are the guarantees? I would
never get an online bank account. There are safer ways to get
interest.
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