Re: "'Scammers stole £40k after EDF gave out my number"

Carlos E.R. <robin_listas@es.invalid> wrote:

On 2025-03-03 23:35, Newyana2 wrote:

On 3/3/2025 3:35 PM, Carlos E.R. wrote:
 

It is not a choice for us, they are removing physical offices, and
they have fewer employees. I even have to book an appointment to get
inside the bank office. Even if I want to cash a big cheque into my
account!
 

    I didn't know that. There are somewhat less banks here,
but I can easily walk to mine. There are banches in most local
towns, so I can easily get to an ATM. My bank is open 7 days,
usually with 2 tellers on duty. And I can deposit checks in the
ATM, too.

 
Not that kind of cheque, they don't exist here anymore. It is a cheque
written by the bank itself and guaranteed by them. It is not backed by
the account of a person. I don't know how they call that in English.

In the UK, it's called a banker's draft.

Branches are disappearing here. A relatively small village may have no
office at all, maybe not even a cash machine (ah, ATMs). Banks are open,
but during covid they enforced "get an appointment in advance", and they
are keeping that rule. You can not just walk in, you need an appointment.
 
 

  It's  scary to me how fast people are accepting online banks.
They pay better interest, but what are the guarantees? I would
never get an online bank account. There are safer ways to get
interest.

 
Even traditional banks force us to use them online.

It's not forced here. The service is usually better. In particular, many
banks only ever opened for half a day at the weekend. Now most smaller
branch don't open at all. Which is totally stupid. Why not close one day in
the week and then open all day saturday?