Re: "'Scammers stole £40k after EDF gave out my number"

On 3/3/2025 11:43 PM, Andy Burns wrote:

AJL wrote:
>

I always cash checks using my bank's phone app. No physical bank
necessary. You don't have that capability there ??

>
Cheques are almost extinct in the UK, if it wasn't for dealing with
my parents' estates I wouldn't have received any in the past decade.

I don't get very many checks. Currently just the 2 investment checks in
the mail in the last 3 months.
All other reoccurring income I get is directly deposited in my bank but
of course that has to be prearranged. Same for most of my reoccurring
bills of which most are directly debited from my bank. Some bills will
actually take my cashback credit card (like insurance). Those are
automatically debited from the CC. Once set up life becomes very
simple...  :)
However, the one thing I like about checks is that I can write one out
in a few minutes and hand it (or mail it) to ANYONE. I don't need
complicated account numbers or apps for the transfer.

Yes, we have the ability to photograph a cheque to bank it, but
there are limits on amounts and quantities per week ...

That may be here too. I don't know since I deposit so few checks using
the phone app. But it definitely is a very handy service...