"Recall is an opt-in experience.... Users can also remove Recall entirely..."

https://blogs.windows.com/windowsexperience/2024/09/27/update-on-recall-security-and-privacy-architecture/
If someone hacks your system, it's much easier for them to find sensitive financial info in your filesystem than to break Recall encryption and scour your screenshots that might show it.
But MS, or at least their messaging, was clueless at first and didn't seem to understand the visceral reaction people have to an app taking and storing screenshots of everything they do.
But why TF did they even create such a controversial app in the first place?
I don't get it.  In my decades of using computers I never once thought "It sure would be nice to have screenshots of everything I did the last 2 weeks."  Finding things by reviewing screenshots seems much more difficult than looking at a browser history or going to your filesystem where you know the documents reside.
This one really seems to be a solution in search of a problem.