Re: Investments

On Fri, 31 Jan 2025, The Natural Philosopher wrote:

On 30/01/2025 23:07, Lars Poulsen wrote:

On 2025-01-30, D <nospam@example.net> wrote:

What's the stock market the same time? My bet would be 8% to 12%.
Checked it: https://dqydj.com/nasdaq-return-calculator/
12.983% nominal return. Better than gold, but higher variability.

 Relying mostly on a couple of SP500 funds, one global bond fund and 25%
Bershire/Buffett, I have seen an average of 8% APY for decades.

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Yes. That is on the safe side of risky.
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Considering long term debt can be had for as little as 5%, it makes sense to borrow at 5 and invest at 8...
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The problem is to find someone willing to lend at 5% for that purpose. In my experience, the only way is to use real estate as security, make up a b.s. reason for the loan, and then invest at a higher percentage.