Re: the skyrocketing cost of property insurance

On 2024-09-01, JAB <here@is.invalid> wrote:

On Sun, 1 Sep 2024 13:02:00 -0000 (UTC), Retrograde
<fungus@amongus.com.invalid> wrote:
>

* developers only wanting to build McMansions because the markup is
 greater.  No one wants to build houses for poor people, too little
 profit.

>
Quality Modular Homes are not cheap, for instance,
https://wardcraft.com/
and then a basement, etc, must be figured into the price. So around
$333,000.00 US for your basic 3 bedroom ranch, 2000 sq ft, with a
basement.  Do note in some locations, hooking up the utilities can be
quire expensive.
>
A Habitat house costs approximately $135,000-$165,000 to build. A new
Habitat homeowner will only pay what it cost to build the house.
https://patuxenthabitat.org/homeownership-criteria-and-applying
>
Then figure in lot cost, foundation, utilities' hookup, permits, etc.

Now for bonus points, add up the total value of the materials.  In a
$300k house, maybe $75k in wood, steel, glass?  All the rest is labor
and fees/licenses/permits and markup.

Makes you want to go build a shack in the woods: oh wait, that's
illegal.