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Cryptoengineer wrote:Paul S Person wrote:>quadibloc wrote:>
>A few days ago, I had read in the news that the CEO of a major health>
insurer was gunned down. This was shocking; it seemed to mean that no
one
was safe from crime.
Then I came across the following information on a web site: that the
health care insurer of which he was the CEO had used an AI system to
process claims; this system rejected 90% of all claims, including many
valid ones.
Maybe this site is a leftist one, and this claim is not true, I don't
know for sure. But if it is true, my sympathy for this homicide victim
basically evaporated. After all, if someone's health insurer doesn't
pay out on valid claims... that person might not get health care. That
kills people. But the legal system wasn't in the process of prosecuting
him as aggressively as any other murderer.
I saw the claim; I have no idea how true it is.
>
You must keep in mind that the USA does not have a "medical system".
It has a Medical Industry composed of various competing business
enterprises.
>
And the purpose of a business enterprise is to /make money/, not to
/pay claims/.
This 'corporatism' is something I'm less and less in love with every
year.
>
No matter what their PR may tell you, the fiduciary duty of
the officers in every public corporations is the same: "Maximize
shareholder return on investment". NOT "Serve our customers". If
they fail to do so at every opportunity, they can be sued.
>
Particularly when their customers are individuals, there is an
enormous disparity in agency and power, and corporations will
use their power to ride roughshod over people, and every year
it looks like they have fewer ethics and less of a conscience.
>
I'd love to find a solution which rebalanced this.
The Supreme Court provided a solution when they declared them to be
persons like everybody else.
>
The solution is simple: when a corporation breaks the law, the
Chairman of the Board, the President (or whatever the title is in a
given case), and the first five levels down from the top of Management
are considered to be legally responsible.
>
/They/ go to prison. /They/ get executed if appropriate. This should
induce a certain amount of ... prudence ... in people in those
positions. And effective supervision of those below them.
>
If a more accurate assignment of responsibility can be made, then it
should be. But the top dogs should only be held not responsible if the
actual malefactors /deliberately and knowingly concealed/ what they
were doing.
>
If you want to tell me this isn't practical, my response it: it should
be /tried/. If nothing else, the Supreme Court should be faced with
either allowing it or reversing their prior decision and making
corporations no longer legal persons.
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