Re: WHY? (Re: One-pot dish)

On 11/26/2024 9:57 AM, fos@sdf.org wrote:

On 2024-11-26, jmcquown <j_mcquown@comcast.net> wrote:

On 11/25/2024 10:47 AM, fos@sdf.org wrote:

On 2024-11-23, Cindy Hamilton <chamilton5280@invalid.com> wrote:

On 2024-11-23, jmcquown <j_mcquown@comcast.net> wrote:

On 11/22/2024 12:38 PM, Carol wrote:

fos@sdf.org wrote:

   

On 2024-11-21, Carol <cshenk@virginia-beach.com> wrote:

 

Here's my own OT.  Medicare season for all the supplement scam
packages here is in full swing.  The spammers are even worse this
year.

 

my wife turned 65 this year. does the stream of medicare related
postal mail ever slow down or even stop? at our house it goes
directly from the mailbox to the recycle bin. why do people hate
trees so much?

   

Fos, perhaps you should sign onto Medicare.gov and elect to only get
email notifications.  Save a tree!

 

It's not that.  It's the unending stream of Medicare supplement
providers.  Every insurance company doing business in the state
feels the need to mail brochures and call potential customers.

 

i thought because my wife signed up for only part A since she's still
on my insurance from work, that we'd be spared all the sales
literature. i am a silly, silly man. :facepalm:

 

As far as I know you can't just sign up for Part A.  You get Part A & B
automatically when you turn 65.  It's the supplement plans they're
yapping at you about.  Even though she's on your insurance plan from
work, Medicare becomes Primary and your insurance at work becomes
Secondary.  Anything not covered by Medicare but is also covered by the
Secondary insurance plan cover the rest of it.  Subject, of course, to
deductibles, etc.

 i had to enroll her in medicare within plus or minus 3 months
from her 65th birthday. part A is no cost to us. i specifically
declined part B which had a cost of $174.70 a month for the year
2024. there are penalties for not enrolling in part B within the
three month period but we have an exception because she's on my
group health plan from my employer and can enroll in a special
enrollment period when she no longer is.
 

I did not know there is a charge for PartB.  Apparently it's income-based.  I'll find out next year.

how exactly it works with my existing insurance i don't know.
part A is intended to help with hospitalization. if she's
hospitalized we will present both her medicare and group
insurance info and let them sort it out. then i'll know.
 

It's called "coordination of benefits".  The Primary insurance is billed first and the Secondary insurance covers the remainder, based on the specifics of what is covered.
Jill