Re: WHY? (Re: One-pot dish)

Graham wrote:

On 2024-11-25 5:26 p.m., S Viemeister wrote:

On 11/25/2024 11:15 PM, Carol wrote:

fos@sdf.org wrote:
 

i thought because my wife signed up for only part A since she's
still on my insurance from work, that we'd be spared all the
sales literature. i am a silly, silly man. :facepalm:

 
You might want to check on that.  Big penalty for delaying part B.
 

IIRC, there is no penalty if she is still on his work policy.
 

Ye gods! Why do the septics have to make things so bloody complicated?

It is sticky and note I said only to check.  Sometimes it is and
sometimes it isn't.  It depends on the spoes plan being concidered
'creditable'.

"What if I Don’t Sign Up for Medicare Part B Because I Have Other
Health Insurance?
There are situations where you can keep your current health insurance.
You can keep your plan if you have creditable coverage through your
employer, spouse’s employer, or a union. You will not have to pay the
penalty for delaying Medicare Part B coverage.

However, if your coverage is not creditable or you lose coverage
(voluntarily or involuntarily), the clock begins to tick.

Usually, you will be able to sign up for Medicare Part B right away
during a Special Enrollment Period. This is an eight-month window
beginning when your employer coverage ends. If you do not enroll during
this period, you will have to pay the Medicare Part B penalty. You will
pay a 10% premium increase for each full 12 months you wait beyond the
date the Special Enrollment Period began.

If you retire before age 65 and choose to extend your coverage using
COBRA, you must end COBRA coverage once you are eligible for Medicare.
COBRA is not creditable coverage to avoid the penalty."

I don't know the specifics of the person who seems to be covered by a
spouse, and hope they fall under SS rules for 'creditable' but this one
is at least worth a call to your local SS office.  Just to be safe.