Re: WHY? (Re: One-pot dish)

On 11/27/2024 6:08 PM, Carol wrote:

Jill, for you it's simpler.  You presumably just have your own employee
related insurance, no other. You can keep or drop your company
insurance at 65.  I think you can delay Medicare part B (or one of
those other plans) until you actually retire but just to be sure, a 10
minute call can tell you if your current insurance is 'creditable' or
if you'd be better getting part B.
>
You can even take part B but send them money for it and wait to claim
SS until age 70 or so, if you want.  I have a few months to decide
this.  I might just pay the Part B and wait until 67 for SS.

I'm a part time employee so no, I don't have insurance.  For years I've been going to the Good Neighbor Medical Clinic, which is free (income based) for people under the age of 65 who don't have insurance.  It's just like a regular doctor's office except the doctors and nurses are retirees who donate their time.  The clinic is affiliated with the local hospital.
That's all well and good for routine care and the usual round of tests including annual mammograms, routine blood work, my last colonoscopy, a CT scan and an annual eye exam.  If I wind up in the hospital it would all be out-of-pocket so I'd better not do that. LOL
My prescriptions are mailed to me (also free of charge) via a pharmacy program called WelVista, which has the same income & age restrictions.
When I turn 65 I won't be able to continue using either of the above. The only option I'll have is Medicare.
Jill